Some of us are blessed to see old age. Fewer of us, however, are able to sustain monthly living expenses in old age. Fewer still are elders who can abide extraordinary expenses into old age. So, younger people, if you are blessed to reach old age, retirement age, and to self-sustain ordinary living expenses, be sure that you make provision for the extraordinary expenses; they will surely come with the rising sun that arises to bless day.